Bank never ask for confidential Information such as PIN and OTP from customers. Any such call can be made by a fraudster. Please do not share your personal Info.
The Junagadh Jilla Sahakari Bank LTD
Updates:
Digital Services
Manage And Grow Your Wealth With Our Digital Wealth Management Solutions.
Welcome to our comprehensive suite of digital banking services, designed to provide you with seamless, secure, and efficient financial management. We are committed to enhancing your banking experience by offering cutting-edge digital solutions that cater to your everyday needs. Explore the array of services we provide and discover how they can simplify your financial life.
Our streamlined digital banking services are crafted to make your financial management effortless. With a user-friendly interface and intuitive navigation, you can easily access and manage your accounts, perform transactions, and monitor your financial health from the comfort of your home or on the go.
Internet Banking: Your Financial World, Online ( View Only Facility )
Internet banking, also known as online banking or e-banking. The junagadh jilla sahakari bank ltd offers that allows customers of a bank or financial institution to conduct of account details over the internet. Instead of physically visiting a bank branch, customers can view their accounts details and perform various banking activities using a computer or mobile device connected to the internet.
The Junagadh Jilla Sahakari Bank Ltd is proud to offer comprehensive internet banking services to our customers. With our online banking platform, you can access your account details, perform transactions, and manage your finances anytime, anywhere, without the need to physically visit a bank branch.
View All Accounts details And Account Summery.
View/Download statements
Generate MMID. (MMID code acts as a safety measure to keep IMPS transactions secure)
ATM Card Services like Active/Dative Card, Generate Green PIN, ATM Card Blocking.
Customer can Set/Modify Transaction Limits in Debit card like ATM, PoS , E-Commerce (Online)
through Internet Banking.
Mobile Banking: Access, Control, Convenience
Mobile banking is a service provided by The Junagadh jilla sahakari bank Ltd that allows customers to conduct various financial transactions using a mobile device, such as a smartphone or tablet. It brings the convenience of banking to the fingertips of users, enabling them to manage their finances on the go.
Mobile Banking at your fingertips
Biometric login
Minimum Two factor authentication.
View / download account statements.
Transfer funds via NEFT / RTGS / IMPS
Generate MMID
ATM Green PIN generation.
Permanent Block ATM Card Block
Aadhar Link with bank account (Subsidy DBTL)
Spend Analyzer.
Standing Instructions Creation/Deletion.
Order and manage cheques.
Pay bills and recharge.
View transaction history.
Customize ATM/POS/ECOM limits.
Scan the QR code to get the Mobile Banking app
Download TheJJSBank app For iOS
Download TheJJSBank app For Andriod
NEFT: Powering your financial connections.
National Electronic Funds Transfer (NEFT) is a popular and widely used electronic payment system in India, introduced and maintained by the Reserve Bank of India (RBI). NEFT allows individuals, businesses, and organizations to transfer funds from one bank account to another securely efficiently and available across the country.
NEFT is available at nearly all bank branches in India, making it accessible to a vast majority of the population. Whether you are in a metropolitan city or a rural area, you can use NEFT to transfer funds between accounts.
Transaction Limits
| Types Of Accounts | Per Transaction Limit | Limit Per Day | Charges |
|---|---|---|---|
|
Savings Accounts |
Rs 1 /- To Rs 2,00,000 /- |
Rs 5,00,000 /- |
Nil |
|
Current Accounts |
Rs 1 /- To Rs 2,00,000 /- |
Rs 5,00,000 /- |
Nil |
Above Transaction Limits are applicable for Digital Banking Channels.
NEFT Timings : 24 x 7 x 365 on Digital Banking Channels
NEFT can be done through:
RTGS: Accelerating Banking, Amplifying Transactions
Real Time Gross Settlement (RTGS) is a specialized electronic funds transfer system designed for high-value transactions, ensuring immediate and final settlement. Unlike other systems that process transactions in batches, RTGS processes each transaction individually in real time, providing instant and irrevocable transfer of funds.
This system is especially valuable for large payments due to its speed and security, as settlements occur in the books of the Reserve Bank of India, making the transactions final and non-reversible.The Junagadh Jilla Sahakari Bank LTD proudly offers RTGS services
Transaction Limits
| Types Of Accounts | Per Transaction Limit | Limit Per Day | Charges |
|---|---|---|---|
|
Savings Accounts |
Rs 2,00,000 /- To Rs 5,00,000 /- |
Rs 10,00,000 /- |
Nil |
|
Current Accounts |
Rs 2,00,000 /- To Rs 5,00,000 /- |
Rs 10,00,000 /- |
Nil |
Above Transaction Limits are applicable for Digital Banking Channels.
RTGS Timings : 24 x 7 x 365 on Digital Banking Channels
RTGS can be done through:
IMPS: Your Expressway to Money Transfers
Immediate Payment Service (IMPS) is a real-time electronic money transfer mechanism that instantly credits money to the payee or beneficiary account, offering unparalleled convenience for interbank transactions. Customers can initiate IMPS transfers through various channels, including mobile banking.
The advent of IMPS technology laid the foundation for the Unified Payments Interface (UPI), an advanced variant that has revolutionized digital payments in India by enabling seamless, instant transactions. The Junagadh Jilla Sahakari Bank Ltd proudly offers IMPS services.
Transaction Limits
| Types Of Accounts | Per Transaction Limit | Limit Per Day | Charges |
|---|---|---|---|
|
Savings Accounts |
Rs 1 /- To Rs 5,00,000 /- |
Rs 5,00,000 /- |
Nil |
|
Current Accounts |
Rs 1 /- To Rs 5,00,000 /- |
Rs 5,00,000 /- |
Nil |
Above Transaction Limits are applicable for Digital Banking Channels.
IMPS Timings : 24 x 7 x 365 on Digital Banking Channels
IMPS can be done through:
UPI: Pioneering Effortless and Instant Banking
A Unified Payments Interface (UPI) is a revolutionary smartphone application that enables users to transfer money seamlessly between bank accounts. Developed by the National Payments Corporation of India (NPCI), UPI serves as a single-window mobile payment system that simplifies financial transactions.
It eliminates the need for users to repeatedly enter bank details or other sensitive information, enhancing both convenience and security. The Junagadh Jilla Sahakari Bank LTD proudly offers UPI services, allowing customers to experience effortless and instant fund transfers directly from their smartphones.
Transaction Limits
| Per Transaction Limit | Limit Per Day | Charges |
|---|---|---|
|
Rs 1 / – To Rs 1,00,000 /- |
Rs 1,00,000 /- |
Nil |
Positive Pay System: Ensuring Transaction Integrity
To make cheque transactions safer, the Reserve Bank of India (RBI)vide circular no. RBI/2020 21/ 41DPSS.CO.RPPD.No.309/ 04.07.005/ 2020-21 dated September 25, 2020 has asked all banks to introduce the Positive Pay System effective 01 January, 2021.
A positive pay system is a measure by the RBI to prevent frauds perpetrated through cheque payments in the form of tampering or alteration of the cheque. The drawer of the cheque reconfirms key details of the cheque which can then be cross-checked at the time of presentation of the cheque while processing the payment. If the cheque details provided through positive pay match with the details of the cheque presented, the payment is processed, else, the cheque is returned.
The Junagadh Jilla Sahkari Bank is fully aware of the risk posed by cheque fraud. Hence, we have put into place a robust process that is fully compliant with RBI guidelines. However, not all cheques will need to undergo verification via Positive Pay. We recommend this process for cheques with a value of Rs 5,00,000/- and above. The Customers need to share the following details of the issued cheque immediately to the bank:
These details can be submitted by the account holder to the bank by either the Positive Pay Mobile Application of GSC Bank (Download from Google Play Store) or filling a simple Positive Pay form. (In case branch submission)
Drawers Account Number
Cheque Number Cheque Date Amount Payee’s Name MICR Code
Scan the QR code to get the Positive Pay app
Bharat Bill Payment System
The Bharat Bill Payment System (BBPS) offers a unified platform for easy bill payments, providing customers the convenience of paying bills anytime, anywhere. The Junagadh Jilla Sahakari Bank LTD has seamlessly integrated BBPS into its banking channel through the Bill Presentment Module, enabling users to effortlessly manage and settle their bills.
Whether it’s electricity, water, gas, postpaid telephone, DTH television, or other essential services, customers can utilize the bank’s mobile banking application to make these payments swiftly and securely.
Fast Settlements: 6 cycles per day.
Always on with 24×7 / 99.87% uptime.
12+ payment modes for customers.
150+ digital channels and 35+Lac outlets.
