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T H E J J S B A N K

The Junagadh Jilla Sahakari Bank LTD

Updates:

Bank never ask for confidential Information such as PIN and OTP from customers. Any such call can be made by a fraudster. Please do not share your personal Info.

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Gold Loan

Transform Your Gold into Opportunities with Our Hassle-Free Gold Loans.

The Junagadh Jilla Sahakari Bank Gold Loan is your definitive solution to meet your imperative financial needs. Whatever your reason may be, education, business expansion, personal requirement, medical crisis or any other specified end-use, our Loan against Gold is all you need.

 

In volatile times and during a contingency you can take a Loan on Gold, for any use other
than to purchase jewellery. Gold is a valuable asset, and with it comes surety and stability, so why not let it work for you? With minimal documentation and quick disbursal, a Gold Loan is a seamless solution. You can avail a Loan against Gold at any time. Our flexible tenure and repayment options ensure that your monthly outgoings are within your budget.

Products We Offers

Gold Loan Product Minimum Loan Maximum Loan Interest Rate (Annually) Repayment of Interest Tenure of Loan
Bullet Gold Loan
10,000
2,00,000
10%
Yearly Interest
12 Months Term
Gold Loan 2L Above
2,00,001
10,00,000
10%
Monthly Interest
12 Months Term
Gold Loan 2L Agri above
2,00,001
10,00,000
10%
6 monthly Interest (March & September)
12 Months Term

Bullet Gold Loan

  Minimum Loan                  10,000 /-

  Maximum Loan           20,00,000 /-

  Interest Rate (Annually)         10 /-

  Repayment of Interest          Yearly

  Tenure of Loan                 12 Months

Gold Loan 2L Above

  Minimum Loan                  10,000 /-

  Maximum Loan           20,00,000 /-

  Interest Rate (Annually)         10 /-

  Repayment of Interest          Yearly

  Tenure of Loan                 12 Months

Bullet Gold Loan

  Minimum Loan                  10,000 /-

  Maximum Loan           20,00,000 /-

  Interest Rate (Annually)         10 /-

  Repayment of Interest          Yearly

  Tenure of Loan                 12 Months

Bullet Gold Loan

Minimum Loan

10,000 /-

Maximum Loan

20,00,000 /-

Interest Rate (Annually)

10 /-

Repayment of Interest

Yearly

Tenure of Loan

12 Months

Gold Loan 2L Above

Minimum Loan

2,00,000 /-

Maximum Loan

10,00,000 /-

Interest Rate (Annually)

10 /-

Repayment of Interest

Monthly

Tenure of Loan

12 Months

Gold Loan 2L Above For Agri

Minimum Loan

2,00,000 /-

Maximum Loan

10,00,000 /-

Interest Rate (Annually)

10 /-

Repayment of Interest

6 Month

Tenure of Loan

12 Months

Branch Having Gold Loan

Gold Loan Charges ​

Bullet Gold Loan – 250+GST PF & 250+GST VF Gold loan above 2 Lac

Loan Amount Valuation Charges Processing Charges
2,00,001 to 4,00,000
400/- + GST
350/- + GST
4,00,001 to 6,00,000
500/- + GST
450/- + GST
6,00,001 to 8,00,000
600/- + GST
550/- + GST
8,00,001 to 10,00,000
700/- + GST
650/- + GST

Gold Loan Required Documents

Basic documents required for taking a gold loan.

Bullet Gold Loan

  • 7-12 /8-A (For Agri)
  • RS. 300/- non judicial stamp(For Non Agri)
  • Aadhar Card
  • Election Card
  • PAN Card (If Available)

Non Agri Gold Loan

  • RS. 300/- Non Judicial Stamp
  • Aadhar Card
  • Election Card
  • PAN Card (If Available)

Agri Gold Loan

  • 7-12 /8-A
  • Aadhar Card
  • Election Card
  • PAN Card (If Available)