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The Junagadh Jilla Sahakari Bank LTD
Updates:
Crop Loan
Empowering Farmers, One Loan at a Time.
The Junagadh Jilla Sahakari Bank offers a wide, varied, and tailored for all segments of customers from individuals to corporate. We offer a range of agriculture loans. We offer term loans for buying cattle, purchase of equipment for irrigation and other agricultural requirements. With our growing presence in rural areas, you can easily access loans customized to your requirements right at your doorstep. All agricultural loans will be given out by the village society(PACS).
Our commitment to empowering farmers extends beyond just providing financial support. We offer flexible repayment options, competitive interest rates, and expert advice to help you make the most of your agricultural investments.
Features of Crop Loan
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Hassle free processing
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Avail loan As per scale of finance & Minimal paperwork
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Repayment period –1 year
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Available for direct agricultural purposes as well as allied activities
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Short-term capital funds agricultural input costs like seeds, fertilizers, and labor.
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Amount of working capital limit is fixed basis scale of finance (SOF) of crops grown by borrower on agricultural land
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Annual review of working capital limit
Eligibility To Open Savings Account
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For getting the finance Through PACS, farmers have to become the member of the Society in the related area where he/she resides.He/she has to provide land record to the Secretary of the society.
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Society is asses the credit needs of the member as per the loan policy and prepare the “SAKH PATRAK” for the society and submit the same to Sub-committee at Taluka level and loan is sanctioned to the society.
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For getting the finance through bank, farmers approached the nearest branch of The Junagadh Jilla Sahakari Bank.He has to provide the land record and KYC to the bank,The bank will assess the credit requirements of the customer and approve the loan as per the loan policy.
Crop Loan Required Documents
Basic documents required for Crop Loan account.
Duly Filled Application Form
Recent Passport Size Photographs
7-12 / 8-A Land Record Copy
Identity Proof (Any One)
- Passport
- Driving Licence
- Voter's ID Card
- PAN Card
- Job Card Issued By NREGA
Address Proof (Any One)
- Passport
- Voter's ID Card
- Ration Card
- Electricity Bill
- Telephone & Mobile Bill